Lender in New York · HMDA 2025
The Dart Bank mortgages in New York
The Dart Bank's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
The Dart Bank originated 334 owner-occupied single-family loans in New York from 443 completed applications.
Its median conventional purchase loan costs were $12,470 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.49% (New York: 6.50%).
Loans in NY
334
of 443 applications
Denial rate
14.5%
Purchase · NY 9.5%
Rate spread
+0.09 pts
Conv. · NY +0.07 pts
Loan amount
$545,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 394 | 302 | 14.5% | 6.490% | +0.09 pts | $12,470 | $545,000 |
| Refinance | 23 | 11 | 17.4% | — | — | — | — |
| Cash-out refinance | 26 | 21 | 7.7% | — | — | — | $475,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where The Dart Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Richmond County | 17 | 48 | 1.5% |
| Rockland County | 22 | 21 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology