Lender in Ohio · HMDA 2025
The Equitable Mortgage Corporation mortgages in Ohio
The Equitable Mortgage Corporation's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
The Equitable Mortgage Corporation originated 556 owner-occupied single-family loans in Ohio from 562 completed applications.
Its median conventional purchase loan costs were $4,300 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
556
of 562 applications
Denial rate
0.9%
Purchase · OH 7.1%
Rate spread
+0.08 pts
Conv. · OH +0.22 pts
Loan amount
$285,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 456 | 452 | 0.9% | 6.625% | +0.08 pts | $4,300 | $285,000 |
| Refinance | 67 | 65 | 3.0% | 6.125% | −0.04 pts | $3,370 | $345,000 |
| Cash-out refinance | 39 | 39 | 0.0% | 6.500% | +0.06 pts | $3,460 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where The Equitable Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ashland County | 5 | 42 | 6.5% |
| Franklin County | 16 | 252 | 1.5% |
| Morrow County | 18 | 7 | 1.5% |
| Athens County | 18 | 4 | 1.3% |
| Delaware County | 19 | 66 | 1.5% |
| Hocking County | 20 | 3 | 1.1% |
| Union County | 22 | 15 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology