Lender in Tennessee · HMDA 2025
The First National Bank of Middle Tennessee mortgages in Tennessee
The First National Bank of Middle Tennessee's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
The First National Bank of Middle Tennessee originated 399 owner-occupied single-family loans in Tennessee from 457 completed applications.
Its median conventional purchase loan costs were $5,280 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
399
of 457 applications
Denial rate
11.9%
Purchase · TN 7.7%
Rate spread
+0.16 pts
Conv. · TN +0.11 pts
Loan amount
$295,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 377 | 330 | 11.9% | 6.625% | +0.16 pts | $5,280 | $295,000 |
| Refinance | 42 | 36 | 14.3% | 6.625% | +0.15 pts | $4,220 | $255,000 |
| Cash-out refinance | 38 | 33 | 13.2% | 6.625% | +0.01 pts | $4,110 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where The First National Bank of Middle Tennessee ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 2 | 50 | 8.8% |
| Cannon County | 2 | 18 | 8.1% |
| DeKalb County | 3 | 28 | 7.9% |
| Bedford County | 6 | 37 | 4.4% |
| Hickman County | 8 | 9 | 2.5% |
| Moore County | 11 | 3 | 2.4% |
| Bledsoe County | 12 | 3 | 2.0% |
| Rutherford County | 14 | 108 | 1.7% |
| Coffee County | 14 | 17 | 1.8% |
| Franklin County | 19 | 7 | 1.0% |
| Benton County | 24 | 2 | 0.9% |
| Grundy County | 25 | 2 | 1.3% |
| Van Buren County | 25 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology