Lender in Colorado · HMDA 2025
The Mortgage Company mortgages in Colorado
The Mortgage Company's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
The Mortgage Company originated 200 owner-occupied single-family loans in Colorado from 226 completed applications.
Its median conventional purchase loan costs were $6,060 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
200
of 226 applications
Denial rate
2.8%
Purchase · CO 6.3%
Rate spread
+0.16 pts
Conv. · CO +0.04 pts
Loan amount
$375,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 182 | 161 | 2.8% | 6.625% | +0.16 pts | $6,060 | $375,000 |
| Refinance | 27 | 24 | 11.1% | — | +0.04 pts | $7,650 | $485,000 |
| Cash-out refinance | 17 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where The Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fremont County | 2 | 65 | 9.8% |
| Lake County | 4 | 5 | 4.2% |
| Custer County | 5 | 3 | 3.3% |
| Crowley County | 11 | 1 | 4.5% |
| Washington County | 19 | 1 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology