Lender in Ohio · HMDA 2025
The Park National Bank mortgages in Ohio
The Park National Bank's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
The Park National Bank originated 1,224 owner-occupied single-family loans in Ohio from 1,421 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $4,420 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
1,224
of 1,421 applications
Denial rate
8.5%
Purchase · OH 7.1%
Rate spread
+0.36 pts
Conv. · OH +0.22 pts
Loan amount
$205,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,137 | 1,031 | 8.5% | 6.625% | +0.36 pts | $4,420 | $205,000 |
| Refinance | 138 | 89 | 34.1% | 6.500% | +0.73 pts | $3,690 | $175,000 |
| Cash-out refinance | 146 | 104 | 28.1% | 6.625% | +0.23 pts | $3,680 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where The Park National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Knox County | 1 | 100 | 10.7% |
| Muskingum County | 2 | 119 | 10.0% |
| Holmes County | 2 | 14 | 9.2% |
| Perry County | 4 | 21 | 5.0% |
| Richland County | 5 | 93 | 5.8% |
| Crawford County | 5 | 30 | 6.6% |
| Coshocton County | 5 | 25 | 6.1% |
| Licking County | 6 | 105 | 3.7% |
| Ashland County | 6 | 36 | 5.6% |
| Darke County | 6 | 25 | 4.0% |
| Fairfield County | 8 | 73 | 2.6% |
| Mercer County | 11 | 5 | 2.1% |
| Morrow County | 12 | 11 | 2.3% |
| Hocking County | 12 | 7 | 2.6% |
| Tuscarawas County | 14 | 11 | 1.3% |
| Noble County | 14 | 2 | 2.1% |
| Franklin County | 15 | 268 | 1.6% |
| Champaign County | 15 | 8 | 1.7% |
| Guernsey County | 15 | 7 | 1.7% |
| Clark County | 17 | 33 | 1.7% |
| Brown County | 17 | 10 | 1.6% |
| Marion County | 17 | 10 | 1.2% |
| Miami County | 20 | 29 | 1.6% |
| Wayne County | 20 | 12 | 1.0% |
| Shelby County | 20 | 6 | 1.3% |
| Vinton County | 24 | 1 | 1.0% |
| Clermont County | 25 | 38 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology