Lender in Pennsylvania · HMDA 2025
Tidewater Mortgage Services, Inc. mortgages in Pennsylvania
Tidewater Mortgage Services, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Tidewater Mortgage Services, Inc. originated 275 owner-occupied single-family loans in Pennsylvania from 286 completed applications.
Its median conventional purchase loan costs were $5,360 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
275
of 286 applications
Denial rate
3.4%
Purchase · PA 6.7%
Rate spread
+0.24 pts
Conv. · PA +0.17 pts
Loan amount
$215,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 269 | 260 | 3.4% | 6.625% | +0.24 pts | $5,360 | $215,000 |
| Refinance | 3 | 3 | — | — | — | — | — |
| Cash-out refinance | 14 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Tidewater Mortgage Services, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Venango County | 1 | 55 | 14.3% |
| Forest County | 1 | 5 | 19.2% |
| Warren County | 4 | 20 | 6.1% |
| Clarion County | 4 | 18 | 6.8% |
| Tioga County | 10 | 5 | 1.5% |
| Jefferson County | 17 | 5 | 1.6% |
| Franklin County | 21 | 22 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology