Lender in Missouri · HMDA 2025
Together Credit Union mortgages in Missouri
Together Credit Union's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Together Credit Union originated 438 owner-occupied single-family loans in Missouri from 510 completed applications.
Its median conventional purchase loan costs were $3,600 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.50% (Missouri: 6.625%).
Loans in MO
438
of 510 applications
Denial rate
9.7%
Purchase · MO 6.5%
Rate spread
+0.09 pts
Conv. · MO +0.24 pts
Loan amount
$305,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 380 | 341 | 9.7% | 6.500% | +0.09 pts | $3,600 | $305,000 |
| Refinance | 66 | 48 | 22.7% | — | −0.09 pts | $2,840 | $315,000 |
| Cash-out refinance | 64 | 49 | 18.8% | 6.500% | −0.03 pts | $2,820 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Together Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Louis city | 13 | 63 | 2.0% |
| St. Louis County | 16 | 223 | 1.6% |
| Jefferson County | 17 | 60 | 1.4% |
| Carter County | 21 | 1 | 2.0% |
| Washington County | 25 | 2 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology