Lender in Florida · HMDA 2025
Tomo Mortgage, LLC mortgages in Florida
Tomo Mortgage, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Tomo Mortgage, LLC originated 281 owner-occupied single-family loans in Florida from 326 completed applications.
Its median conventional purchase loan costs were $4,830 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.125% (Florida: 6.625%).
Loans in FL
281
of 326 applications
Denial rate
12.6%
Purchase · FL 12.8%
Rate spread
−0.31 pts
Conv. · FL +0.14 pts
Loan amount
$385,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 326 | 281 | 12.6% | 6.125% | −0.31 pts | $4,830 | $385,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Tomo Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hamilton County | 12 | 1 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology