Lender in California · HMDA 2025
Travis Credit Union mortgages in California
Travis Credit Union's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Travis Credit Union originated 303 owner-occupied single-family loans in California from 316 completed applications.
Its median conventional purchase loan costs were $5,820 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.375% (California: 6.625%).
Loans in CA
303
of 316 applications
Denial rate
3.9%
Purchase · CA 8.9%
Rate spread
−0.07 pts
Conv. · CA +0.09 pts
Loan amount
$545,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 155 | 147 | 3.9% | 6.375% | −0.07 pts | $5,820 | $545,000 |
| Refinance | 100 | 99 | 1.0% | — | −0.26 pts | $3,750 | $995,000 |
| Cash-out refinance | 61 | 57 | 6.6% | — | +0.10 pts | $3,250 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Travis Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Solano County | 11 | 84 | 1.7% |
| Yolo County | 19 | 18 | 1.1% |
| Glenn County | 24 | 2 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology