Lender in Oklahoma · HMDA 2025
Ttcu Federal Credit Union mortgages in Oklahoma
Ttcu Federal Credit Union's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Ttcu Federal Credit Union originated 220 owner-occupied single-family loans in Oklahoma from 282 completed applications.
Its median conventional purchase loan costs were $4,110 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.375% (Oklahoma: 6.625%).
Loans in OK
220
of 282 applications
Denial rate
2.4%
Purchase · OK 7.6%
Rate spread
+0.01 pts
Conv. · OK +0.21 pts
Loan amount
$225,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 205 | 167 | 2.4% | 6.375% | +0.01 pts | $4,110 | $225,000 |
| Refinance | 53 | 38 | 18.9% | 6.250% | +0.01 pts | $5,070 | $245,000 |
| Cash-out refinance | 24 | 15 | 25.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Ttcu Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Osage County | 13 | 9 | 1.9% |
| Tulsa County | 14 | 121 | 1.5% |
| Cherokee County | 15 | 4 | 1.0% |
| Woodward County | 15 | 1 | 0.7% |
| Creek County | 16 | 14 | 1.6% |
| Pawnee County | 16 | 3 | 2.0% |
| Wagoner County | 18 | 25 | 1.3% |
| Washington County | 19 | 4 | 0.7% |
| Kingfisher County | 19 | 2 | 1.2% |
| Ottawa County | 20 | 2 | 0.9% |
| Rogers County | 21 | 16 | 1.1% |
| Adair County | 21 | 1 | 0.8% |
| Muskogee County | 22 | 5 | 0.7% |
| Okmulgee County | 23 | 4 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology