Lender in Texas · HMDA 2025
Uif Corporation mortgages in Texas
Uif Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Uif Corporation originated 228 owner-occupied single-family loans in Texas from 261 completed applications.
Its median conventional purchase loan costs were $6,480 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.875% (Texas: 6.50%).
Loans in TX
228
of 261 applications
Denial rate
11.5%
Purchase · TX 10.2%
Rate spread
+0.40 pts
Conv. · TX +0.09 pts
Loan amount
$355,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 226 | 196 | 11.5% | 6.875% | +0.40 pts | $6,480 | $355,000 |
| Refinance | 35 | 32 | 5.7% | — | +0.24 pts | $4,650 | $335,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology