Lender in Massachusetts · HMDA 2025
UniBank for Savings mortgages in Massachusetts
UniBank for Savings's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
UniBank for Savings originated 218 owner-occupied single-family loans in Massachusetts from 237 completed applications.
Its median conventional purchase loan costs were $2,920 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.25% (Massachusetts: 6.575%).
Loans in MA
218
of 237 applications
Denial rate
4.3%
Purchase · MA 6.3%
Rate spread
−0.20 pts
Conv. · MA +0.02 pts
Loan amount
$445,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 162 | 152 | 4.3% | 6.250% | −0.20 pts | $2,920 | $445,000 |
| Refinance | 36 | 33 | 5.6% | — | −0.41 pts | $2,690 | $465,000 |
| Cash-out refinance | 39 | 33 | 10.3% | — | −0.25 pts | $2,760 | $425,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where UniBank for Savings ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Worcester County | 17 | 143 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology