Lender in Ohio · HMDA 2025
Union Capital Mortgage Corporation mortgages in Ohio
Union Capital Mortgage Corporation's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Union Capital Mortgage Corporation originated 522 owner-occupied single-family loans in Ohio from 544 completed applications.
Its median conventional purchase loan costs were $5,590 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
522
of 544 applications
Denial rate
3.8%
Purchase · OH 7.1%
Rate spread
+0.20 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 501 | 482 | 3.8% | 6.625% | +0.20 pts | $5,590 | $245,000 |
| Refinance | 43 | 40 | 7.0% | 6.500% | +0.18 pts | $4,460 | $285,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Union Capital Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sandusky County | 12 | 16 | 2.2% |
| Erie County | 13 | 16 | 1.8% |
| Pickaway County | 18 | 24 | 1.9% |
| Cuyahoga County | 20 | 178 | 1.3% |
| Geauga County | 21 | 13 | 1.1% |
| Ross County | 22 | 8 | 0.9% |
| Huron County | 22 | 5 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology