Lender in Connecticut · HMDA 2025
Union Savings Bank mortgages in Connecticut
Union Savings Bank's 2025 home-purchase and refinance lending in Connecticut, compared with all lenders in the state.
Union Savings Bank originated 224 owner-occupied single-family loans in Connecticut from 237 completed applications.
Its median conventional purchase loan costs were $5,610 versus $5,920 for all Connecticut lenders, at a median 30-year fixed rate of 6.375% (Connecticut: 6.625%).
Loans in CT
224
of 237 applications
Denial rate
3.4%
Purchase · CT 7.5%
Rate spread
−0.23 pts
Conv. · CT +0.14 pts
Loan amount
$425,000
Purchase · CT $355,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 176 | 168 | 3.4% | 6.375% | −0.23 pts | $5,610 | $425,000 |
| Refinance | 26 | 25 | 3.9% | — | −0.57 pts | $4,080 | $565,000 |
| Cash-out refinance | 35 | 31 | 11.4% | — | −0.19 pts | $3,680 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Connecticut counties where Union Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Northwest Hills Planning Region | 11 | 25 | 1.8% |
| Western Connecticut Planning Region | 14 | 117 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology