Lender in Indiana · HMDA 2025
Union Savings Bank mortgages in Indiana
Union Savings Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Union Savings Bank originated 1,038 owner-occupied single-family loans in Indiana from 1,091 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $2,100 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
1,038
of 1,091 applications
Denial rate
3.2%
Purchase · IN 7.4%
Rate spread
+0.18 pts
Conv. · IN +0.24 pts
Loan amount
$295,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 659 | 627 | 3.2% | 6.625% | +0.18 pts | $2,100 | $295,000 |
| Refinance | 357 | 345 | 2.5% | 6.375% | −0.14 pts | $910 | $275,000 |
| Cash-out refinance | 75 | 66 | 10.7% | 6.625% | +0.19 pts | $1,600 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Union Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Allen County | 6 | 215 | 3.2% |
| Martin County | 8 | 3 | 3.1% |
| Johnson County | 11 | 89 | 2.4% |
| Bartholomew County | 11 | 38 | 2.9% |
| Decatur County | 12 | 8 | 2.1% |
| Hamilton County | 13 | 182 | 2.3% |
| Dearborn County | 13 | 15 | 1.9% |
| Whitley County | 13 | 10 | 1.8% |
| Boone County | 14 | 35 | 1.9% |
| DeKalb County | 14 | 14 | 1.7% |
| Switzerland County | 16 | 2 | 1.6% |
| Hancock County | 17 | 42 | 1.7% |
| Adams County | 18 | 5 | 1.2% |
| Brown County | 18 | 4 | 1.6% |
| Hendricks County | 20 | 62 | 1.5% |
| Morgan County | 20 | 26 | 1.6% |
| Marion County | 22 | 181 | 1.3% |
| Ripley County | 22 | 3 | 0.9% |
| Monroe County | 23 | 12 | 0.8% |
| Huntington County | 25 | 6 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology