Lender in Illinois · HMDA 2025
United Home Loans, Inc. mortgages in Illinois
United Home Loans, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
United Home Loans, Inc. originated 439 owner-occupied single-family loans in Illinois from 447 completed applications.
Its median conventional purchase loan costs were $6,650 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
439
of 447 applications
Denial rate
2.2%
Purchase · IL 9.2%
Rate spread
+0.31 pts
Conv. · IL +0.27 pts
Loan amount
$375,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 323 | 316 | 2.2% | 6.875% | +0.31 pts | $6,650 | $375,000 |
| Refinance | 105 | 104 | 0.9% | 6.375% | −0.04 pts | $2,700 | $465,000 |
| Cash-out refinance | 19 | 19 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology