Lender in New York · HMDA 2025
United Northern Mortgage Bankers Limited mortgages in New York
United Northern Mortgage Bankers Limited's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
United Northern Mortgage Bankers Limited originated 519 owner-occupied single-family loans in New York from 592 completed applications.
Its median conventional purchase loan costs were $6,880 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
519
of 592 applications
Denial rate
8.0%
Purchase · NY 9.5%
Rate spread
+0.21 pts
Conv. · NY +0.07 pts
Loan amount
$515,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 526 | 466 | 8.0% | 6.625% | +0.21 pts | $6,880 | $515,000 |
| Refinance | 66 | 53 | 9.1% | 6.500% | +0.11 pts | $8,090 | $465,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where United Northern Mortgage Bankers Limited ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bronx County | 7 | 61 | 3.0% |
| Putnam County | 11 | 20 | 1.9% |
| Westchester County | 14 | 134 | 1.8% |
| Orange County | 19 | 42 | 1.2% |
| Rockland County | 23 | 21 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology