Lender in Indiana · HMDA 2025
University Bank mortgages in Indiana
University Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
University Bank originated 229 owner-occupied single-family loans in Indiana from 230 completed applications.
Its median conventional purchase loan costs were $3,720 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.50% (Indiana: 6.625%).
Loans in IN
229
of 230 applications
Denial rate
0.0%
Purchase · IN 7.4%
Rate spread
+0.11 pts
Conv. · IN +0.24 pts
Loan amount
$265,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 202 | 201 | 0.0% | 6.500% | +0.11 pts | $3,720 | $265,000 |
| Refinance | 21 | 21 | 0.0% | — | — | — | $255,000 |
| Cash-out refinance | 7 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where University Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 2 | 59 | 9.6% |
| Lake County | 19 | 110 | 1.6% |
| Parke County | 22 | 2 | 1.1% |
| Fountain County | 23 | 3 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology