Lender in Illinois · HMDA 2025
University of Illinois Community Credit Union mortgages in Illinois
University of Illinois Community Credit Union's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
University of Illinois Community Credit Union originated 265 owner-occupied single-family loans in Illinois from 282 completed applications.
Its median conventional purchase loan costs were $2,670 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 5.50% (Illinois: 6.625%).
Loans in IL
265
of 282 applications
Denial rate
4.2%
Purchase · IL 9.2%
Rate spread
−0.53 pts
Conv. · IL +0.27 pts
Loan amount
$225,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 217 | 208 | 4.2% | 5.500% | −0.53 pts | $2,670 | $225,000 |
| Refinance | 42 | 39 | 7.1% | — | −0.50 pts | $2,640 | $305,000 |
| Cash-out refinance | 23 | 18 | 21.7% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where University of Illinois Community Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Champaign County | 2 | 154 | 7.6% |
| Piatt County | 6 | 12 | 4.1% |
| Douglas County | 8 | 8 | 3.5% |
| Vermilion County | 9 | 25 | 3.4% |
| Ford County | 9 | 6 | 2.8% |
| Richland County | 20 | 1 | 1.6% |
| Coles County | 23 | 3 | 0.8% |
| McLean County | 24 | 17 | 0.8% |
| De Witt County | 24 | 2 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology