Lender in New York · HMDA 2025
US Mortgage Corporation mortgages in New York
US Mortgage Corporation's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
US Mortgage Corporation originated 266 owner-occupied single-family loans in New York from 291 completed applications.
Its median conventional purchase loan costs were $7,390 versus $5,990 for all New York lenders.
Loans in NY
266
of 291 applications
Denial rate
7.6%
Purchase · NY 9.5%
Rate spread
+0.30 pts
Conv. · NY +0.07 pts
Loan amount
$455,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 249 | 229 | 7.6% | — | +0.30 pts | $7,390 | $455,000 |
| Refinance | 6 | 3 | — | — | — | — | — |
| Cash-out refinance | 36 | 34 | 5.6% | — | +0.27 pts | $8,110 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where US Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Schenectady County | 18 | 18 | 1.0% |
| Fulton County | 18 | 5 | 1.1% |
| Richmond County | 21 | 38 | 1.1% |
| Rensselaer County | 22 | 11 | 0.8% |
| Washington County | 23 | 5 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology