Lender in New York · HMDA 2025
Valley National Bank mortgages in New York
Valley National Bank's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Valley National Bank originated 372 owner-occupied single-family loans in New York from 448 completed applications.
Its median conventional purchase loan costs were $5,040 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 5.75% (New York: 6.50%).
Loans in NY
372
of 448 applications
Denial rate
8.0%
Purchase · NY 9.5%
Rate spread
−0.69 pts
Conv. · NY +0.07 pts
Loan amount
$475,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 414 | 351 | 8.0% | 5.750% | −0.69 pts | $5,040 | $475,000 |
| Refinance | 13 | 11 | — | — | — | — | — |
| Cash-out refinance | 21 | 10 | 38.1% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where Valley National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kings County | 22 | 75 | 1.1% |
| Ulster County | 24 | 14 | 1.0% |
| Nassau County | 25 | 97 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology