Lender in Michigan · HMDA 2025
Van Dyk Mortgage Corporation mortgages in Michigan
Van Dyk Mortgage Corporation's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Van Dyk Mortgage Corporation originated 398 owner-occupied single-family loans in Michigan from 406 completed applications.
Its median conventional purchase loan costs were $3,470 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.75% (Michigan: 6.625%).
Loans in MI
398
of 406 applications
Denial rate
1.9%
Purchase · MI 7.8%
Rate spread
+0.30 pts
Conv. · MI +0.23 pts
Loan amount
$225,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 313 | 305 | 1.9% | 6.750% | +0.30 pts | $3,470 | $225,000 |
| Refinance | 60 | 60 | 0.0% | 6.125% | +0.03 pts | $5,000 | $235,000 |
| Cash-out refinance | 33 | 33 | 0.0% | 6.500% | +0.26 pts | $5,200 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Van Dyk Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Muskegon County | 5 | 181 | 6.3% |
| Clinton County | 12 | 20 | 1.8% |
| Ingham County | 14 | 44 | 1.3% |
| Montcalm County | 22 | 12 | 1.3% |
| Newaygo County | 22 | 8 | 1.3% |
| Ionia County | 23 | 11 | 1.3% |
| Eaton County | 24 | 14 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology