Lender in Nebraska · HMDA 2025
Veridian Credit Union mortgages in Nebraska
Veridian Credit Union's 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
Veridian Credit Union originated 574 owner-occupied single-family loans in Nebraska from 605 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $1,990 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.25% (Nebraska: 6.624%).
Loans in NE
574
of 605 applications
Denial rate
3.7%
Purchase · NE 5.9%
Rate spread
−0.22 pts
Conv. · NE +0.13 pts
Loan amount
$315,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 463 | 442 | 3.7% | 6.250% | −0.22 pts | $1,990 | $315,000 |
| Refinance | 81 | 76 | 6.2% | — | −0.40 pts | $1,990 | $275,000 |
| Cash-out refinance | 61 | 56 | 6.6% | — | −0.11 pts | $2,250 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where Veridian Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Douglas County | 4 | 370 | 4.4% |
| Sarpy County | 6 | 162 | 4.0% |
| Washington County | 14 | 6 | 1.8% |
| Burt County | 18 | 2 | 1.6% |
| Polk County | 19 | 1 | 1.6% |
| Cass County | 21 | 8 | 1.6% |
| Dawes County | 24 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology