Lender in Utah · HMDA 2025
Veritas Funding, LLC mortgages in Utah
Veritas Funding, LLC's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
Veritas Funding, LLC originated 266 owner-occupied single-family loans in Utah from 277 completed applications.
Its median conventional purchase loan costs were $12,240 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.125% (Utah: 6.50%).
Loans in UT
266
of 277 applications
Denial rate
1.2%
Purchase · UT 6.5%
Rate spread
−0.05 pts
Conv. · UT +0.05 pts
Loan amount
$435,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 256 | 249 | 1.2% | 6.125% | −0.05 pts | $12,240 | $435,000 |
| Refinance | 8 | 5 | — | — | — | — | — |
| Cash-out refinance | 13 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Utah counties where Veritas Funding, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tooele County | 12 | 48 | 2.6% |
| Rich County | 19 | 1 | 2.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology