Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in California · HMDA 2025

Village Capital & Investment LLC mortgages in California

Village Capital & Investment LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.

Village Capital & Investment LLC originated 743 owner-occupied single-family loans in California from 1,912 completed applications.

Loans in CA
743
of 1,912 applications
Denial rate
62.1%
Purchase · CA 8.9%
Rate spread
—
Conv. · CA +0.09 pts
Loan amount
—
Purchase · CA $575,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase58362.1%————
Refinance1,4957018.7%———$555,000
Cash-out refinance3593979.9%———$465,000

*Conventional loans only; medians with at least 20 loans.

California counties where Village Capital & Investment LLC ranks in the top 25

CountyRankLoansMarket share
Trinity County2511.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology