Lender in Ohio · HMDA 2025
Warsaw Federal Savings and Loan Association mortgages in Ohio
Warsaw Federal Savings and Loan Association's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Warsaw Federal Savings and Loan Association originated 205 owner-occupied single-family loans in Ohio from 230 completed applications.
Its median conventional purchase loan costs were $4,170 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.525% (Ohio: 6.625%).
Loans in OH
205
of 230 applications
Denial rate
9.9%
Purchase · OH 7.1%
Rate spread
+0.14 pts
Conv. · OH +0.22 pts
Loan amount
$255,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 182 | 162 | 9.9% | 6.525% | +0.14 pts | $4,170 | $255,000 |
| Refinance | 37 | 33 | 8.1% | 4.500% | −1.69 pts | $2,550 | $215,000 |
| Cash-out refinance | 11 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Warsaw Federal Savings and Loan Association ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hamilton County | 20 | 137 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology