Lender in Massachusetts · HMDA 2025
Washington Trust Mortgage Company LLC mortgages in Massachusetts
Washington Trust Mortgage Company LLC's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Washington Trust Mortgage Company LLC originated 389 owner-occupied single-family loans in Massachusetts from 421 completed applications.
Its median conventional purchase loan costs were $5,190 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.50% (Massachusetts: 6.575%).
Loans in MA
389
of 421 applications
Denial rate
4.8%
Purchase · MA 6.3%
Rate spread
+0.03 pts
Conv. · MA +0.02 pts
Loan amount
$555,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 313 | 293 | 4.8% | 6.500% | +0.03 pts | $5,190 | $555,000 |
| Refinance | 79 | 74 | 1.3% | 6.125% | −0.10 pts | $4,190 | $575,000 |
| Cash-out refinance | 29 | 22 | 24.1% | — | +0.10 pts | $5,650 | $465,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Washington Trust Mortgage Company LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Suffolk County | 22 | 54 | 1.0% |
| Middlesex County | 24 | 137 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology