Lender in Massachusetts · HMDA 2025
Webster Bank, N.A. mortgages in Massachusetts
Webster Bank, N.A.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Webster Bank, N.A. originated 353 owner-occupied single-family loans in Massachusetts from 412 completed applications.
Its median conventional purchase loan costs were $6,690 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.25% (Massachusetts: 6.575%).
Loans in MA
353
of 412 applications
Denial rate
12.0%
Purchase · MA 6.3%
Rate spread
−0.20 pts
Conv. · MA +0.02 pts
Loan amount
$945,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 332 | 288 | 12.0% | 6.250% | −0.20 pts | $6,690 | $945,000 |
| Refinance | 76 | 61 | 15.8% | — | −0.12 pts | $4,820 | $995,000 |
| Cash-out refinance | 4 | 4 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Webster Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Suffolk County | 21 | 69 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology