Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

Weokie Federal Credit Union: 2025 mortgage rates, costs & approvals

How Weokie Federal Credit Union priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: WEOKIE Federal Credit Union · LEI 549300W8MJBUGW3ZLQ95

In 2025, Weokie Federal Credit Union originated 109 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 1 state — 1765th by volume among the 2,017 lenders profiled here.

It denied 20.8% of completed home-purchase applications (all lenders: 8.5%).

Loans
109
of 229 applications
Denial rate
20.8%
Purchase · all 8.5%
30-yr fixed rate
—
Conv. · all 6.625%
Loan costs
—
Conv. · all $5,570
Loan amount
$255,000
Purchase · all $335,000
Borrower income
$126,000
Purchase · all $116,000

How Weokie Federal Credit Union priced home-purchase loans

Purchase loans, 2025Weokie Federal Credit UnionAll lenders
30-year fixed rate · conventional—6.625%
30-year fixed rate · FHA—6.250%
30-year fixed rate · VA—6.125%
15-year fixed rate · conventional—5.875%
Rate spread vs. APOR · conventional−0.61 pts+0.13 pts
Total loan costs · conventional—$5,570
Total loan costs · FHA—$11,310
Total loan costs · VA—$6,490
Origination charges (all types)—$1,860
Borrowers paying discount points—51.3%
Points paid, when paid (% of loan)—0.87%
Borrowers receiving lender credits—33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 100.0% 109

By purpose

Home purchase 50.5% 55
Refinance 14.7% 16
Cash-out refinance 34.9% 38
Home value
$345,000
Median, purchase loans
Down payment
20%
All lenders 10%
Refi rate
—
30-yr fixed, conventional
Refi denial rate
32.3%
Cash-out 49.5%

Why Weokie Federal Credit Union denied purchase applications

Credit history 66.7% 14
Debt-to-income ratio 14.3% 3
Credit application incomplete 14.3% 3
Collateral (appraisal/property) 4.8% 1

First reason the lender reported for each denied home-purchase application.

Where Weokie Federal Credit Union lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
Oklahoma10922920.8%——

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Weokie Federal Credit Union's page for that state.

Counties where Weokie Federal Credit Union is a top lender

CountyRankLoansMarket share
Blaine County, OK2411.5%
Texas County, OK2310.6%

Check Weokie Federal Credit Union yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology