Lender in Ohio · HMDA 2025
WesBanco Bank, Inc. mortgages in Ohio
WesBanco Bank, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
WesBanco Bank, Inc. originated 1,124 owner-occupied single-family loans in Ohio from 1,277 completed applications.
Its median conventional purchase loan costs were $4,410 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.50% (Ohio: 6.625%).
Loans in OH
1,124
of 1,277 applications
Denial rate
9.2%
Purchase · OH 7.1%
Rate spread
+0.15 pts
Conv. · OH +0.22 pts
Loan amount
$205,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,060 | 958 | 9.2% | 6.500% | +0.15 pts | $4,410 | $205,000 |
| Refinance | 126 | 107 | 14.3% | 6.625% | +0.14 pts | $3,560 | $265,000 |
| Cash-out refinance | 91 | 59 | 34.1% | 6.875% | +0.41 pts | $4,010 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where WesBanco Bank, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Belmont County | 2 | 58 | 9.4% |
| Hancock County | 4 | 54 | 5.3% |
| Williams County | 5 | 35 | 7.4% |
| Fulton County | 5 | 33 | 6.3% |
| Defiance County | 6 | 31 | 6.8% |
| Lawrence County | 6 | 23 | 4.3% |
| Jefferson County | 6 | 22 | 3.7% |
| Henry County | 6 | 16 | 5.0% |
| Paulding County | 6 | 13 | 5.3% |
| Jackson County | 8 | 14 | 4.5% |
| Monroe County | 8 | 3 | 2.8% |
| Mahoning County | 9 | 78 | 2.8% |
| Marion County | 9 | 22 | 2.6% |
| Washington County | 9 | 15 | 2.8% |
| Gallia County | 9 | 8 | 3.1% |
| Scioto County | 11 | 13 | 1.9% |
| Ottawa County | 11 | 12 | 2.4% |
| Seneca County | 11 | 10 | 1.9% |
| Wyandot County | 11 | 4 | 1.8% |
| Huron County | 12 | 13 | 2.2% |
| Van Wert County | 12 | 9 | 2.5% |
| Noble County | 12 | 3 | 3.1% |
| Columbiana County | 13 | 18 | 1.7% |
| Clark County | 14 | 39 | 2.0% |
| Guernsey County | 14 | 8 | 2.0% |
| Vinton County | 15 | 2 | 2.0% |
| Hardin County | 16 | 5 | 1.5% |
| Putnam County | 16 | 5 | 1.2% |
| Wood County | 17 | 29 | 1.8% |
| Meigs County | 19 | 2 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology