Lender in Pennsylvania · HMDA 2025
West Penn Financial Service Center, Inc. mortgages in Pennsylvania
West Penn Financial Service Center, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
West Penn Financial Service Center, Inc. originated 523 owner-occupied single-family loans in Pennsylvania from 535 completed applications.
Its median conventional purchase loan costs were $5,120 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).
Loans in PA
523
of 535 applications
Denial rate
2.1%
Purchase · PA 6.7%
Rate spread
+0.02 pts
Conv. · PA +0.17 pts
Loan amount
$215,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 530 | 519 | 2.1% | 6.500% | +0.02 pts | $5,120 | $215,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 4 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where West Penn Financial Service Center, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Beaver County | 10 | 43 | 2.1% |
| Mercer County | 10 | 29 | 2.8% |
| Allegheny County | 12 | 257 | 2.0% |
| Butler County | 12 | 49 | 1.8% |
| Armstrong County | 14 | 8 | 1.6% |
| Greene County | 15 | 3 | 1.2% |
| Westmoreland County | 16 | 69 | 1.7% |
| Lawrence County | 16 | 11 | 1.3% |
| Fayette County | 18 | 10 | 1.0% |
| Washington County | 21 | 35 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology