Lender in Pennsylvania · HMDA 2025
Wilmington Savings Fund Society, FSB mortgages in Pennsylvania
Wilmington Savings Fund Society, FSB's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Wilmington Savings Fund Society, FSB originated 701 owner-occupied single-family loans in Pennsylvania from 729 completed applications.
Its median conventional purchase loan costs were $4,870 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.25% (Pennsylvania: 6.625%).
Loans in PA
701
of 729 applications
Denial rate
3.2%
Purchase · PA 6.7%
Rate spread
−0.23 pts
Conv. · PA +0.17 pts
Loan amount
$255,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 625 | 605 | 3.2% | 6.250% | −0.23 pts | $4,870 | $255,000 |
| Refinance | 65 | 60 | 7.7% | 6.000% | −0.10 pts | $4,820 | $465,000 |
| Cash-out refinance | 39 | 36 | 7.7% | — | −0.05 pts | $3,840 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Wilmington Savings Fund Society, FSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Philadelphia County | 7 | 344 | 2.8% |
| Delaware County | 9 | 130 | 2.1% |
| Chester County | 17 | 92 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology