Lender in Tennessee · HMDA 2025
Wilson Bank and Trust mortgages in Tennessee
Wilson Bank and Trust's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Wilson Bank and Trust originated 501 owner-occupied single-family loans in Tennessee from 622 completed applications.
Its median conventional purchase loan costs were $5,730 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.50% (Tennessee: 6.624%).
Loans in TN
501
of 622 applications
Denial rate
5.3%
Purchase · TN 7.7%
Rate spread
+0.19 pts
Conv. · TN +0.11 pts
Loan amount
$365,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 468 | 385 | 5.3% | 6.500% | +0.19 pts | $5,730 | $365,000 |
| Refinance | 128 | 96 | 16.4% | — | +0.32 pts | $3,610 | $305,000 |
| Cash-out refinance | 26 | 20 | 15.4% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Wilson Bank and Trust ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Trousdale County | 3 | 11 | 5.8% |
| Smith County | 4 | 24 | 7.3% |
| Wilson County | 5 | 111 | 3.2% |
| DeKalb County | 5 | 21 | 5.9% |
| Cannon County | 9 | 6 | 2.7% |
| Putnam County | 16 | 15 | 1.4% |
| Clay County | 16 | 1 | 1.5% |
| Van Buren County | 17 | 1 | 1.2% |
| Rutherford County | 19 | 69 | 1.1% |
| Macon County | 19 | 5 | 1.2% |
| Jackson County | 19 | 2 | 1.6% |
| Moore County | 19 | 1 | 0.8% |
| Sumner County | 23 | 45 | 1.1% |
| Overton County | 24 | 2 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology