Lender in Ohio · HMDA 2025
Your Home Financial LLC mortgages in Ohio
Your Home Financial LLC's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Your Home Financial LLC originated 286 owner-occupied single-family loans in Ohio from 309 completed applications.
Its median conventional purchase loan costs were $5,870 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
286
of 309 applications
Denial rate
6.4%
Purchase · OH 7.1%
Rate spread
+0.29 pts
Conv. · OH +0.22 pts
Loan amount
$205,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 280 | 262 | 6.4% | 6.625% | +0.29 pts | $5,870 | $205,000 |
| Refinance | 19 | 16 | — | — | — | — | — |
| Cash-out refinance | 10 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Your Home Financial LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Huron County | 7 | 17 | 2.9% |
| Erie County | 8 | 25 | 2.9% |
| Sandusky County | 16 | 13 | 1.8% |
| Lorain County | 20 | 63 | 1.2% |
| Medina County | 21 | 30 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology