New Hampshire · 2026
New Hampshire 2026 FHA and conforming loan limits
For a one-unit home in New Hampshire, the 2026 conforming limit is $832,750 to $962,550 and the FHA limit is $541,287 to $962,550. FHA limits rose in 10 of 10 counties from 2025.
| County | Conforming 1 unit | Conforming 2 units | FHA 1 unit | FHA 2 units | FHA 3 units | FHA 4 units | FHA vs 2025 |
|---|---|---|---|---|---|---|---|
| Belknap County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Carroll County | $832,750 | $1,066,250 | $546,250 | $699,300 | $845,300 | $1,050,500 | +$22,025 |
| Cheshire County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Coos County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Grafton County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Hillsborough County | $832,750 | $1,066,250 | $589,950 | $755,250 | $912,900 | $1,134,550 | +$43,700 |
| Merrimack County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Rockingham County | $962,550 | $1,232,250 | $962,550 | $1,232,250 | $1,489,500 | $1,851,100 | +$48,300 |
| Strafford County | $962,550 | $1,232,250 | $962,550 | $1,232,250 | $1,489,500 | $1,851,100 | +$48,300 |
| Sullivan County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
Conforming limits: FHFA (2026). FHA forward-mortgage limits: HUD (2026 case numbers). Each county page adds 2025 mortgage activity.
Counts: 10 counties and county-equivalents.