Nevada · 2026
Nevada 2026 FHA and conforming loan limits
For a one-unit home in Nevada, the 2026 conforming limit is $832,750 and the FHA limit is $541,287 to $736,000. FHA limits rose in 16 of 17 counties from 2025.
| County | Conforming 1 unit | Conforming 2 units | FHA 1 unit | FHA 2 units | FHA 3 units | FHA 4 units | FHA vs 2025 |
|---|---|---|---|---|---|---|---|
| Churchill County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Clark County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Douglas County | $832,750 | $1,066,250 | $736,000 | $942,200 | $1,138,900 | $1,415,400 | +$17,250 |
| Elko County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Esmeralda County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Eureka County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Humboldt County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Lander County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Lincoln County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Lyon County | $832,750 | $1,066,250 | $638,250 | $817,050 | $987,650 | $1,227,400 | +$114,025 |
| Mineral County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Nye County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Pershing County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Storey County | $832,750 | $1,066,250 | $638,250 | $817,050 | $987,650 | $1,227,400 | +$5,750 |
| Washoe County | $832,750 | $1,066,250 | $638,250 | $817,050 | $987,650 | $1,227,400 | +$5,750 |
| White Pine County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Carson City | $832,750 | $1,066,250 | $575,000 | $736,100 | $889,800 | $1,105,800 | — |
Conforming limits: FHFA (2026). FHA forward-mortgage limits: HUD (2026 case numbers). Each county page adds 2025 mortgage activity.
Counts: 17 counties and county-equivalents.