Utah · 2026
Utah 2026 FHA and conforming loan limits
For a one-unit home in Utah, the 2026 conforming limit is $832,750 to $1,150,000 and the FHA limit is $541,287 to $1,163,800. FHA limits rose in 19 of 29 counties from 2025.
| County | Conforming 1 unit | Conforming 2 units | FHA 1 unit | FHA 2 units | FHA 3 units | FHA 4 units | FHA vs 2025 |
|---|---|---|---|---|---|---|---|
| Beaver County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Box Elder County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | −$202,763 |
| Cache County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Carbon County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Daggett County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Davis County | $832,750 | $1,066,250 | $744,050 | $952,500 | $1,151,400 | $1,430,900 | — |
| Duchesne County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Emery County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Garfield County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Grand County | $839,500 | $1,074,700 | $839,500 | $1,074,700 | $1,299,100 | $1,614,450 | +$129,950 |
| Iron County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Juab County | $832,750 | $1,066,250 | $601,450 | $769,950 | $930,700 | $1,156,650 | — |
| Kane County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Millard County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Morgan County | $832,750 | $1,066,250 | $744,050 | $952,500 | $1,151,400 | $1,430,900 | — |
| Piute County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Rich County | $832,750 | $1,066,250 | $579,600 | $742,000 | $896,900 | $1,114,650 | — |
| Salt Lake County | $832,750 | $1,066,250 | $637,100 | $815,600 | $985,900 | $1,225,200 | +$8,050 |
| San Juan County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Sanpete County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Sevier County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Summit County | $1,150,000 | $1,472,250 | $1,163,800 | $1,489,900 | $1,800,950 | $2,238,150 | — |
| Tooele County | $832,750 | $1,066,250 | $637,100 | $815,600 | $985,900 | $1,225,200 | +$8,050 |
| Uintah County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Utah County | $832,750 | $1,066,250 | $601,450 | $769,950 | $930,700 | $1,156,650 | — |
| Wasatch County | $1,150,000 | $1,472,250 | $1,163,800 | $1,489,900 | $1,800,950 | $2,238,150 | — |
| Washington County | $832,750 | $1,066,250 | $607,200 | $777,300 | $939,600 | $1,167,700 | +$13,800 |
| Wayne County | $997,050 | $1,276,400 | $997,050 | $1,276,400 | $1,542,900 | $1,917,450 | — |
| Weber County | $832,750 | $1,066,250 | $744,050 | $952,500 | $1,151,400 | $1,430,900 | — |
Conforming limits: FHFA (2026). FHA forward-mortgage limits: HUD (2026 case numbers). Each county page adds 2025 mortgage activity.
Counts: 29 counties and county-equivalents.