Lender in New Jersey · HMDA 2025
1st Colonial Community Bank mortgages in New Jersey
1st Colonial Community Bank's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
1st Colonial Community Bank originated 302 owner-occupied single-family loans in New Jersey from 314 completed applications.
Its median conventional purchase loan costs were $4,790 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
302
of 314 applications
Denial rate
3.1%
Purchase · NJ 8.4%
Rate spread
+0.17 pts
Conv. · NJ +0.12 pts
Loan amount
$305,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 288 | 278 | 3.1% | 6.625% | +0.17 pts | $4,790 | $305,000 |
| Refinance | 3 | 3 | — | — | — | — | — |
| Cash-out refinance | 23 | 21 | 8.7% | — | +0.00 pts | $4,230 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where 1st Colonial Community Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Camden County | 19 | 102 | 1.6% |
| Burlington County | 19 | 88 | 1.4% |
| Gloucester County | 19 | 60 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology