Lender in California · HMDA 2025
254900m2c4q6datp2889 mortgages in California
254900m2c4q6datp2889's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
254900m2c4q6datp2889 originated 490 owner-occupied single-family loans in California from 766 completed applications.
Loans in CA
490
of 766 applications
Denial rate
—
Purchase · CA 8.9%
Rate spread
—
Conv. · CA +0.09 pts
Loan amount
—
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4 | 4 | — | — | — | — | — |
| Refinance | 35 | 21 | 40.0% | — | — | — | $355,000 |
| Cash-out refinance | 727 | 465 | 36.0% | 6.500% | +0.45 pts | $17,850 | $395,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where 254900m2c4q6datp2889 ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Del Norte County | 18 | 1 | 0.6% |
| Lake County | 22 | 5 | 0.9% |
| Colusa County | 23 | 1 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology