Lender in North Carolina · HMDA 2025
254900m2c4q6datp2889 mortgages in North Carolina
254900m2c4q6datp2889's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
254900m2c4q6datp2889 originated 339 owner-occupied single-family loans in North Carolina from 514 completed applications.
Loans in NC
339
of 514 applications
Denial rate
—
Purchase · NC 7.6%
Rate spread
—
Conv. · NC +0.04 pts
Loan amount
—
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1 | 1 | — | — | — | — | — |
| Refinance | 27 | 18 | 33.3% | — | — | — | — |
| Cash-out refinance | 486 | 320 | 34.2% | 6.625% | +0.40 pts | $15,280 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where 254900m2c4q6datp2889 ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Graham County | 8 | 1 | 1.7% |
| Richmond County | 19 | 3 | 0.9% |
| Madison County | 21 | 2 | 1.0% |
| Clay County | 24 | 1 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology