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Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

549300uk9r93lgqhov21: 2025 mortgage rates, costs & approvals

How 549300uk9r93lgqhov21 priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: 549300UK9R93LGQHOV21 · LEI 549300UK9R93LGQHOV21

In 2025, 549300uk9r93lgqhov21 originated 484 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 1 state — 743rd by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.624% (all lenders: 6.625%); its median rate spread was in line with the national median. Median conventional loan costs were $4,410, 21% lower than the national median ($5,570).

It denied 0.4% of completed home-purchase applications (all lenders: 8.5%).

Loans
484
of 486 applications
Denial rate
0.4%
Purchase · all 8.5%
30-yr fixed rate
6.624%
Conv. · all 6.625%
Loan costs
$4,410
Conv. · all $5,570
Loan amount
$295,000
Purchase · all $335,000
Borrower income
$104,000
Purchase · all $116,000

How 549300uk9r93lgqhov21 priced home-purchase loans

Purchase loans, 2025549300uk9r93lgqhov21All lenders
30-year fixed rate · conventional6.624%6.625%
30-year fixed rate · FHA5.250%6.250%
30-year fixed rate · VA4.250%6.125%
15-year fixed rate · conventional—5.875%
Rate spread vs. APOR · conventional+0.12 pts+0.13 pts
Total loan costs · conventional$4,410$5,570
Total loan costs · FHA$8,680$11,310
Total loan costs · VA$6,930$6,490
Origination charges (all types)$0$1,860
Borrowers paying discount points44.2%51.3%
Points paid, when paid (% of loan)1.14%0.87%
Borrowers receiving lender credits7.0%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 17.4% 84
FHA 55.0% 266
VA 27.7% 134

By purpose

Home purchase 100.0% 484
Home value
$315,000
Median, purchase loans
Down payment
3.5%
All lenders 10%
Refi rate
—
30-yr fixed, conventional
Refi denial rate
—
Cash-out —

Where 549300uk9r93lgqhov21 lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
Texas4844860.4%6.624%$4,410

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open 549300uk9r93lgqhov21's page for that state.

Counties where 549300uk9r93lgqhov21 is a top lender

Check 549300uk9r93lgqhov21 yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology