Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Texas · HMDA 2025

549300uk9r93lgqhov21 mortgages in Texas

549300uk9r93lgqhov21's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.

549300uk9r93lgqhov21 originated 484 owner-occupied single-family loans in Texas from 486 completed applications.

Its median conventional purchase loan costs were $4,410 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.624% (Texas: 6.50%).

Loans in TX
484
of 486 applications
Denial rate
0.4%
Purchase · TX 10.2%
Rate spread
+0.12 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4864840.4%6.624%+0.12 pts$4,410$295,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Texas counties where 549300uk9r93lgqhov21 ranks in the top 25

CountyRankLoansMarket share
Burleson County2156.4%
Brazos County31114.5%
Grimes County3225.3%
Washington County4235.5%
McLennan County8802.5%
Walker County8183.2%
Bell County91752.4%
Lampasas County1292.4%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology