Lender in Kentucky · HMDA 2025
Abound Federal Credit Union mortgages in Kentucky
Abound Federal Credit Union's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Abound Federal Credit Union originated 632 owner-occupied single-family loans in Kentucky from 763 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $3,020 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.125% (Kentucky: 6.625%).
Loans in KY
632
of 763 applications
Denial rate
8.4%
Purchase · KY 8.2%
Rate spread
−0.13 pts
Conv. · KY +0.21 pts
Loan amount
$245,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 466 | 426 | 8.4% | 6.125% | −0.13 pts | $3,020 | $245,000 |
| Refinance | 119 | 90 | 24.4% | 6.000% | −0.28 pts | $2,720 | $285,000 |
| Cash-out refinance | 178 | 116 | 34.8% | 6.375% | −0.13 pts | $2,590 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Abound Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Larue County | 1 | 38 | 17.0% |
| Hardin County | 3 | 147 | 7.6% |
| Nelson County | 3 | 44 | 5.4% |
| Boyle County | 3 | 22 | 5.6% |
| Taylor County | 3 | 15 | 8.0% |
| Grayson County | 4 | 22 | 7.6% |
| Lincoln County | 4 | 11 | 4.4% |
| Metcalfe County | 4 | 3 | 3.1% |
| Meade County | 5 | 29 | 6.4% |
| Edmonson County | 5 | 8 | 4.3% |
| Green County | 5 | 6 | 6.3% |
| Barren County | 6 | 23 | 4.0% |
| Breckinridge County | 6 | 7 | 4.1% |
| Cumberland County | 7 | 1 | 3.5% |
| Hart County | 8 | 7 | 3.1% |
| Perry County | 8 | 2 | 2.0% |
| Warren County | 9 | 60 | 3.4% |
| Monroe County | 11 | 1 | 1.1% |
| Adair County | 12 | 1 | 1.3% |
| Marion County | 13 | 3 | 2.0% |
| Bullitt County | 14 | 30 | 1.9% |
| Allen County | 14 | 6 | 1.9% |
| Daviess County | 15 | 15 | 1.2% |
| Rowan County | 15 | 2 | 1.3% |
| Washington County | 15 | 2 | 1.9% |
| Mercer County | 17 | 5 | 1.5% |
| Anderson County | 19 | 4 | 1.1% |
| Trimble County | 20 | 1 | 1.1% |
| Logan County | 24 | 3 | 0.8% |
| Simpson County | 25 | 3 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology