Lender in Oregon · HMDA 2025
Alameda Mortgage Corporation mortgages in Oregon
Alameda Mortgage Corporation's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Alameda Mortgage Corporation originated 216 owner-occupied single-family loans in Oregon from 227 completed applications.
Its median conventional purchase loan costs were $7,640 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
216
of 227 applications
Denial rate
3.1%
Purchase · OR 5.7%
Rate spread
+0.19 pts
Conv. · OR +0.12 pts
Loan amount
$395,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 196 | 190 | 3.1% | 6.625% | +0.19 pts | $7,640 | $395,000 |
| Refinance | 20 | 18 | 10.0% | — | — | — | — |
| Cash-out refinance | 11 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Alameda Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baker County | 1 | 25 | 12.8% |
| Clatsop County | 8 | 16 | 3.3% |
| Union County | 13 | 3 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology