Lender in California · HMDA 2025
Alameda Mortgage Corporation mortgages in California
Alameda Mortgage Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Alameda Mortgage Corporation originated 1,711 owner-occupied single-family loans in California from 1,763 completed applications.
Its median conventional purchase loan costs were $8,500 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
1,711
of 1,763 applications
Denial rate
1.9%
Purchase · CA 8.9%
Rate spread
+0.35 pts
Conv. · CA +0.09 pts
Loan amount
$405,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,536 | 1,507 | 1.9% | 6.625% | +0.35 pts | $8,500 | $405,000 |
| Refinance | 111 | 104 | 5.4% | 6.375% | +0.01 pts | $5,150 | $495,000 |
| Cash-out refinance | 116 | 100 | 13.8% | 6.875% | +0.42 pts | $5,910 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Alameda Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Amador County | 3 | 24 | 4.7% |
| Fresno County | 4 | 560 | 6.9% |
| Tulare County | 4 | 261 | 6.1% |
| Madera County | 4 | 197 | 8.7% |
| Kings County | 4 | 119 | 7.4% |
| Nevada County | 6 | 39 | 3.0% |
| Inyo County | 8 | 2 | 1.8% |
| Napa County | 12 | 19 | 2.0% |
| San Luis Obispo County | 25 | 17 | 0.7% |
| Calaveras County | 25 | 5 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology