Lender in West Virginia · HMDA 2025
Alcova Mortgage LLC mortgages in West Virginia
Alcova Mortgage LLC's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
Alcova Mortgage LLC originated 217 owner-occupied single-family loans in West Virginia from 254 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $4,000 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.75% (West Virginia: 6.624%).
Loans in WV
217
of 254 applications
Denial rate
3.2%
Purchase · WV 9.4%
Rate spread
+0.34 pts
Conv. · WV +0.16 pts
Loan amount
$165,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 220 | 185 | 3.2% | 6.750% | +0.34 pts | $4,000 | $165,000 |
| Refinance | 34 | 32 | 0.0% | — | — | — | $185,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where Alcova Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greenbrier County | 1 | 68 | 23.1% |
| Mineral County | 1 | 50 | 16.6% |
| Summers County | 2 | 11 | 15.7% |
| Monroe County | 3 | 9 | 7.9% |
| Nicholas County | 4 | 15 | 10.3% |
| Pendleton County | 4 | 5 | 8.8% |
| Mercer County | 6 | 16 | 4.0% |
| Hardy County | 7 | 6 | 4.5% |
| Grant County | 7 | 4 | 4.4% |
| Webster County | 8 | 1 | 3.5% |
| Fayette County | 14 | 4 | 1.6% |
| Pocahontas County | 16 | 1 | 2.2% |
| Raleigh County | 17 | 9 | 1.2% |
| Wyoming County | 17 | 1 | 1.7% |
| Braxton County | 20 | 1 | 1.8% |
| Hampshire County | 21 | 3 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology