Lender in New Jersey · HMDA 2025
American Federal Mortgage Corporation mortgages in New Jersey
American Federal Mortgage Corporation's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
American Federal Mortgage Corporation originated 381 owner-occupied single-family loans in New Jersey from 400 completed applications.
Its median conventional purchase loan costs were $5,410 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.375% (New Jersey: 6.625%).
Loans in NJ
381
of 400 applications
Denial rate
5.2%
Purchase · NJ 8.4%
Rate spread
−0.18 pts
Conv. · NJ +0.12 pts
Loan amount
$475,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 249 | 236 | 5.2% | 6.375% | −0.18 pts | $5,410 | $475,000 |
| Refinance | 151 | 145 | 4.0% | 6.000% | −0.24 pts | $3,810 | $465,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where American Federal Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Somerset County | 21 | 45 | 1.1% |
| Morris County | 25 | 50 | 0.8% |
| Sussex County | 25 | 18 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology