Lender in Colorado · HMDA 2025
American Financing Corporation mortgages in Colorado
American Financing Corporation's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
American Financing Corporation originated 932 owner-occupied single-family loans in Colorado from 2,868 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $6,980 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.50% (Colorado: 6.50%).
Loans in CO
932
of 2,868 applications
Denial rate
1.6%
Purchase · CO 6.3%
Rate spread
+0.17 pts
Conv. · CO +0.04 pts
Loan amount
$405,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 318 | 283 | 1.6% | 6.500% | +0.17 pts | $6,980 | $405,000 |
| Refinance | 802 | 76 | 86.8% | 5.990% | −0.14 pts | $9,990 | $395,000 |
| Cash-out refinance | 1,748 | 573 | 56.9% | 6.375% | +0.04 pts | $8,970 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where American Financing Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cheyenne County | 1 | 2 | 15.4% |
| Lincoln County | 3 | 5 | 7.8% |
| Washington County | 3 | 5 | 7.9% |
| Bent County | 3 | 2 | 4.8% |
| Logan County | 5 | 10 | 4.4% |
| Kit Carson County | 5 | 4 | 6.5% |
| Saguache County | 5 | 2 | 4.1% |
| Hinsdale County | 5 | 1 | 7.7% |
| Arapahoe County | 6 | 179 | 1.8% |
| Morgan County | 7 | 12 | 3.0% |
| Alamosa County | 7 | 2 | 2.4% |
| Weld County | 10 | 128 | 1.8% |
| Phillips County | 10 | 1 | 2.0% |
| Sedgwick County | 10 | 1 | 4.2% |
| Adams County | 11 | 161 | 1.8% |
| Jefferson County | 14 | 130 | 1.4% |
| Rio Grande County | 14 | 2 | 1.8% |
| Yuma County | 14 | 1 | 1.4% |
| Rio Blanco County | 15 | 2 | 1.9% |
| Otero County | 16 | 3 | 1.7% |
| Chaffee County | 19 | 3 | 0.8% |
| Elbert County | 21 | 8 | 0.9% |
| Clear Creek County | 22 | 2 | 1.1% |
| Delta County | 24 | 3 | 0.7% |
| Archuleta County | 24 | 2 | 0.8% |
| Montezuma County | 24 | 2 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology