Lender in Georgia · HMDA 2025
American Financing Corporation mortgages in Georgia
American Financing Corporation's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
American Financing Corporation originated 420 owner-occupied single-family loans in Georgia from 1,866 completed applications.
Loans in GA
420
of 1,866 applications
Denial rate
9.7%
Purchase · GA 9.9%
Rate spread
—
Conv. · GA +0.13 pts
Loan amount
$275,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 62 | 48 | 9.7% | — | — | — | $275,000 |
| Refinance | 404 | 17 | 92.1% | — | — | — | — |
| Cash-out refinance | 1,400 | 355 | 67.4% | 6.375% | +0.22 pts | $6,930 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where American Financing Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hancock County | 5 | 1 | 3.9% |
| Macon County | 11 | 1 | 2.8% |
| Jenkins County | 13 | 1 | 2.6% |
| Turner County | 13 | 1 | 2.1% |
| Clayton County | 14 | 47 | 1.5% |
| Dooly County | 14 | 1 | 1.9% |
| Rockdale County | 24 | 15 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology