Lender in Hawaii · HMDA 2025
American Savings Bank, FSB mortgages in Hawaii
American Savings Bank, FSB's 2025 home-purchase and refinance lending in Hawaii, compared with all lenders in the state.
American Savings Bank, FSB originated 599 owner-occupied single-family loans in Hawaii from 635 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $9,960 versus $9,790 for all Hawaii lenders, at a median 30-year fixed rate of 6.125% (Hawaii: 6.50%).
Loans in HI
599
of 635 applications
Denial rate
4.2%
Purchase · HI 10.1%
Rate spread
−0.16 pts
Conv. · HI +0.07 pts
Loan amount
$485,000
Purchase · HI $585,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 589 | 559 | 4.2% | 6.125% | −0.16 pts | $9,960 | $485,000 |
| Refinance | 19 | 16 | — | — | — | — | — |
| Cash-out refinance | 27 | 24 | 11.1% | — | +0.15 pts | $8,270 | $505,000 |
*Conventional loans only; medians with at least 20 loans.
Hawaii counties where American Savings Bank, FSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Honolulu County | 4 | 471 | 6.6% |
| Maui County | 4 | 56 | 6.8% |
| Kauai County | 4 | 25 | 6.0% |
| Hawaii County | 9 | 47 | 2.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology